If you own valuable jewellery or luxury watches in Spain, there is a strong chance your home insurance is not giving them the protection they deserve. Standard policies typically apply low single-item limits — often between €1,500 and €3,000 — and only cover items while they are inside the home and locked secuely every night in a safe . This means pieces such as a Rolex, a Patek Philippe Nautilus, or a diamond engagement ring worth €15,000 or more are very likely underinsured under a typical Spanish seguro de hogar policy.
Specialist jewellery and watch insurance provides a more suitable solution, offering tailored, all-risk cover designed specifically for high-value personal items. At Sam Campbell Insurance, we focus on creating bespoke protection for international clients living in Spain, including dedicated cover for jewellery and watches — without the need to arrange a full home insurance policy
This insurance is aimed at private individuals only.
Option to insure with worldwide cover or while being kept in a safe.
Personalised underwriting from 100,000€ total sum insured or for individual pieces valued above 25,000€.
Flexibility in how the policy is arranged to suit your lifestyle.
Fast quotation and automatic policy issuance up to a total sum insured of 100,000€ (maximum value per piece 25,000€).
An exclusive solution for clients who want maximum protection for their most precious belongings.
As an independent insurance broker, we compare specialist insurers and find the cover that fits you, your home and lifestyle, whether you are a resident or non‑resident, living full‑time in Spain or splitting time between countries.