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Owning a property in Spain is a dream for many expats – until the word “okupas” (squatters) enters the conversation.  Stories of illegal occupation can be worrying, especially if you live abroad or only use your Spanish home for holidays. Squatter protection insurance is designed to give you peace of…

Dont overpay for your upcoming car insurance in Spain. We have a fantastic offer available to all of our expat clients from one of our trusted Insurance companies for FULLY COMPREHENSIVE cover (incl policy excess) for motor insurance renewals based here in Spain and the Balearics* (*T&C´s Apply)  We just…

If you own valuable jewellery or luxury watches in Spain, there is a strong chance your home insurance is not giving them the protection they deserve. Standard policies typically apply low single-item limits — often between €1,500 and €3,000 — and only cover items while they are inside the home…

Finding proper insurance for classic cars in Spain can be frustrating. Most standard insurers simply do not offer fully comprehensive cover for true classic or collector vehicles — leaving many owners underinsured or limited to basic third-party options. At Sam Campbell Insurance, we offer a specialist solution designed specifically for…

Until now, the Spanish Traffic Authority (DGT) allowed each municipality to regulate the use of electric scooters independently. This led to significant differences across the country. In some areas, there were no rules at all, allowing children of any age to use e scooters, while nearby towns imposed minimum ages…

One of the most commonly asked questions in relation to travel insurance we get asked:  “if a family member  (that is not insured on the policy) falls ill and i cannot travel as i need to look after her,  will my travel insurance cover the costs?” Obviously it depends on…

If your car insurance renewal in Spain has jumped this year, you’re not alone. Many drivers – especially expats on the Costa del Sol and across Spain – are seeing higher premiums even when they haven’t made a claim. This article explains seven key reasons why prices are rising and…

Home insurance generally needs to be in place by completion/possession — and definitely before the bank releases mortgage funds. Developers must carry construction and decennial (10‑year) structural cover during and after the build, but your own buildings insurance is normally required from the date you take ownership/receive the keys (or…

Get out of the road Never stay inside your vehicle or stand on the hard shoulder if you can avoid it. Exit via the door away from traffic and move immediately behind a guardrail, up an embankment, or to any safer off-road location. Be visible before you step out Put…