At Sam Campbell Insurance, we understand the deep love tech enthusiasts have for their gadgets, and did you know there’s a day dedicated just for them: Find Your Inner Nerd Day, celebrated on August 23.
But let’s face it, even those of us who aren’t self-proclaimed tech lovers find ourselves deeply attached to our devices when we travel. Whether it’s capturing breathtaking views with your camera, keeping track of your beach runs with a fitness tracker, entertaining the kids with a tablet, or enjoying some tunes by the pool with your earphones – tech becomes an indispensable part of our holiday experience.
But here’s the catch – these gadgets come with a hefty price tag. Ensuring they are covered before you embark on your trip is absolutely crucial.
Your gadgets’ combined value is likely to be substantial, making it essential to ensure they are adequately protected. While a standard travel insurance policy might offer some coverage under baggage and personal effects, be cautious of the single item limit; it may fall far short of safeguarding your valuable gadget.
Even if you manage to claim on your regular travel insurance, you’d still need to pay the policy excess, leaving you potentially far from the actual value of your gadget.
Gadget insurance varies across providers, but at Sam Campbell Insurance, our gadget extension covers accidental and malicious damage to your devices. Even cosmetic damage like dents and scratches, which are all too common during travel, are covered.
The policy extension also safeguards against theft or loss of gadgets, liquid damage, and the financial loss resulting from unauthorized calls, texts, and data usage.
In the unfortunate event of needing to make a claim, you must be able to prove that the gadget was in working condition before the incident. Having evidence of its purchase date and cost is crucial. Additionally, the item’s value should fall within the item limit stated in the gadget extension policy.
Exercise caution in how you handle your gadgets. Leaving them unattended or visible in a rental car, for instance, could invalidate your cover.
Sam Campbell’s gadget cover is an extension to the indispensable travel insurance policy that you should have every time you travel overseas.
Adding this extension to our comprehensive single trip or annual multi-trip travel insurance policy will provide you with extra peace of mind. With this coverage in place, you can fully enjoy your gadgets – whether it’s capturing group selfies, finishing that gripping novel, or listening to your favorite band’s latest release while basking by the pool. Travel with confidence, and let your gadgets enhance your vacation experience without worry.
So for all your travel insurance needs, please contact us below:
Contact Information: