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New Law in Spain: No ITV = No Insurance Renewal

Effective immediately, a recent law published in the BOE on July 25, 2025, introduces important changes for vehicle owners in Spain: Insurers now must verify that your vehicle has a valid ITV (Spanish MOT) before renewing your insurance. If your ITV has expired, your insurer cannot renew your standard policy.…
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Comprehensive Insurance for Freelancers & Self-Employed

We Take Care of You, You Focus on Your Business Running a business is demanding enough — let us handle your protection. Our tailored insurance solution is designed specifically for freelancers and self-employed professionals who want peace of mind knowing they and their families are protected from unforeseen circumstances. Introducing…
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Mandatory Insurance for E-Scooters in Spain: A New Legal Requirement

Electric scooters, or Personal Mobility Vehicles (PMVs), are increasingly common in Spanish cities, transforming urban transportation. Starting from January 2, 2026, all privately owned PMVs must have valid civil liability insurance to meet new legal standards. Key Points: Legal Compliance: The requirement aligns with European Directive 2021/2118, aimed at enhancing road…
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What Can Invalidate Your Travel Insurance Policy in Spain?

Travel insurance is a vital safeguard for your trips, providing financial protection against unforeseen events. However, certain actions or circumstances can invalidate your policy, leaving you unprotected when you need it most. If you’ve purchased your travel insurance in Spain, it’s essential to understand what might void your coverage, regardless…
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Helicopters Used in Firefighting in Spain

Spain employs various helicopters to combat wildfires, especially during the dry summer months. These aircraft are essential for rapid response and accessing remote or difficult terrains. Typically, firefighting helicopters in Spain belong to regional government agencies, the Spanish Civil Protection, or private companies contracted for emergency services. Water Access and…
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What to Do If You Encounter a Wildfire While Driving in Spain

Encountering a wildfire while driving can be dangerous. Prioritize safety with these steps: Stay Calm and Assess the Situation: Keep calm to think clearly. Observe the fire’s location and movement. Protect Yourself and Passengers: If the fire is nearby and advancing, consider stopping safely and exiting the vehicle if there’s…
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Reimbursement vs. Standard Medical Insurance Policies in Spain

When choosing health coverage in Spain, you may come across two main types of insurance policies: standard medical insurance and reimbursement medical insurance. Understanding the differences can help you select the best option for your needs. Standard Medical Insurance A standard medical insurance policy typically provides direct access to a…
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